•But there is often inadequatecomprehension of the finite nature of the size of the account, of the bottomline. In September ,a student estimates how much money he needs for eachupcoming week ,and multiplies that number by a 14-week semester , getting thedollar amount to be deposited into the account. And then he forgets and toooften the reverse doesn't take place . The student doesn't take the totalamount in the account and divide by 14 to figure out how much money isavailable to spend weekly. Likewise,borrowing funds for tuition at a single digit interest rate doesn't seem toooverwhelming to the student until he looks at the total amount owed at the endof four years. Sums grow when you borrowas well as when you save!