可以不用绑定银行卡的，但是要做实名制认证，实名认证需要输入身份证信息，验证通过就可以使用零钱包了。
1、打开手机界面，点击“微信”图标
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https://iknow-pic.cdn.bcebos.com/9a504fc2d5628535312442139eef76c6a7ef6338"/>
2、打开微信后，点击“我的”选项
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https://iknow-pic.cdn.bcebos.com/32fa828ba61ea8d3031ee736990a304e251f58c0"/>
3、在“我的”界面中，点击“支付”按钮
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https://iknow-pic.cdn.bcebos.com/dbb44aed2e738bd4ee432103af8b87d6277ff9a6"/>
4、在支付的界面中，点击右上角的三个点按钮
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https://iknow-pic.cdn.bcebos.com/b812c8fcc3cec3fdeba03447d888d43f87942761"/>
5、在出现的界面中，点击“实名认证”
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https://iknow-pic.cdn.bcebos.com/6f061d950a7b020816afadd36cd9f2d3572cc89a"/>
6、在实名认证这个界面中，点击“验证中国大陆身份证”
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https://iknow-pic.cdn.bcebos.com/d439b6003af33a8741d89228c85c10385343b54f"/>
7、输入姓名、身份证号码等相关信息，点击“下一步”按钮
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https://iknow-pic.cdn.bcebos.com/b90e7bec54e736d1e3a21e3a95504fc2d562694b"/>
8、实名认证通过后，就可以使用零钱进行付款、消费了
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https://iknow-pic.cdn.bcebos.com/f3d3572c11dfa9ecfe41c4256cd0f703918fc191"/>