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Question

随着我国商业银行的中间业务的发展，出现了诸如品种少、缺乏系统管理及专业人才，基层行领导业绩考核机制无法激发其拓展中间业务积极性等问题，这些问题导致我国商业银行中间业务收入水平较低。为此，作者建议在坚持业务品种多样化、营销高效化、服务人性化原则的基础上，对外要加大中间业务的创新和宣传力度，对内要健全机构、强化管理和考核，加快电子化建设，培养各类专业人才。
二十世纪九十年代以来，国内银行业的竞争日趋激烈，传统的商业银行业务所能带来的利润越来越小，为寻求和扩大盈利的空间，各商业银行将发展中间业务作为增强竞争力和收益的重要途径。本文试就我国商业银行发展中间业务的过程中遇到的一些问题予以探讨。

Answer 1

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As China's commercial banks in the middle of business development, a few species such as the lack of system management and professionals, grassroots leadership performance evaluation mechanism to trigger its positive business development among such issues, These problems have led to China's commercial banks operating income among lower level. To this end, the authors recommend upholding the varieties business diversification, marketing, efficient, humane services on the basis of the principles, To increase foreign intermediary business innovation and advocacy efforts to improve the domestic institutions, improving management and evaluation, speed up construction and cultivate various professionals. Since the 1990s of the 20th century, the domestic banking industry is becoming more competitive, the traditional commercial banking business profits can be derived from the increasingly small, To seek and expand profits. all commercial banks will develop intermediate business as enhance our competitive edge and an important way to return. This paper explores the development of China's commercial banks among business process encountered some problems be explored.

Answer 2

As China's commercial banks in the middle of business development, a few species such as the lack of system management and professionals, grassroots leadership performance evaluation mechanism to trigger its positive business development among such issues, These problems have led to China's commercial banks operating income among lower level. To this end, the authors recommend upholding the varieties business diversification, marketing, efficient, humane services on the basis of the principles, To increase foreign intermediary business innovation and advocacy efforts to improve the domestic institutions, improving management and evaluation, speed up construction and cultivate various professionals. Since the 1990s of the 20th century, the domestic banking industry is becoming more competitive, the traditional commercial banking business profits can be derived from the increasingly small, To seek and expand profits. all commercial banks will develop intermediate business as enhance our competitive edge and an important way to return. This paper explores the development of China's commercial banks among business process encountered some problems be explored.

Answer 3

As China's commercial banks in the middle of business development, a few species such as the lack of system management and professionals, grassroots leadership performance evaluation mechanism to trigger its positive business development among such issues, These problems have led to China's commercial banks operating income among lower level. To this end, the authors recommend upholding the varieties business diversification, marketing, efficient, humane services on the basis of the principles, To increase foreign intermediary business innovation and advocacy efforts to improve the domestic institutions, improving management and evaluation, speed up construction and cultivate various professionals. Since the 1990s of the 20th century, domestic banking competition has become increasingly fierce. traditional commercial banking business profits can be derived from the increasingly small, in order to seek and expand profits. all commercial banks will develop intermediate business as enhance our competitive edge and an important way to return. This paper explores the development of China's commercial banks among business process encountered some problems be explored.