å¤å©ç°å¼ç³»æ°äº¦ç§°æç°ç³»æ°æè´´ç°ç³»æ°ï¼æ¯ææå¤å©æ³è®¡ç®å©æ¯çæ¡ä»¶ä¸ï¼å°æªæ¥ä¸åæ¶æä¸ä¸ªè´§å¸åä½æç®ä¸ºç°æ¶ä»·å¼çæ¯çã
å¤å©ç°å¼ç计ç®å
¬å¼ä¸ºï¼P=F*1/(1+i)^nå
¶ä¸ç1/(1+i)^nå°±æ¯å¤å©ç°å¼ç³»æ°ãè®°ä½ï¼P/Fï¼i,nï¼.å
¶ä¸iæ¯å©çï¼æç°çï¼ï¼næ¯å¹´æ°ãæ ¹æ®è¿ä¸¤ä¸ªæ¡ä»¶å°±å¯ä»¥æ¥å°å
·ä½å¯¹åºçå¤å©ç°å¼ç³»æ°äºã
æ¯å¦è¯´:
æ人æå¨5å¹´åè·å¾æ¬å©å10000å
ï¼å设æèµæ¥é
¬ç为10%ï¼ä»åºæå
¥å¤å°å
?
P=SÃ(P/Sï¼iï¼n)
=10000Ã(P/Sï¼10%ï¼5)
=10000Ã0.621
=6210(å
)
éä¸å¤å©ç°å¼ç³»æ°è¡¨å¦ä¸: