1、打开手机支付宝,点击花呗。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/48540923dd54564ea9728868bcde9c82d1584f4f?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
2、进入花呗页面后,点击下方的分期商品。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/b2de9c82d158ccbf2d98d96b16d8bc3eb13541be?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
3、进入花呗分期界面,点击要购买的产品类型。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/1b4c510fd9f9d72a87407c4cdb2a2834349bbbbf?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
4、进入产品详情页面,点击购买下拉就可以看到花呗分期,根据情况选择期数。选择花呗分期期数之后,点击确定付款。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/203fb80e7bec54e72ed7764fb6389b504fc26aa3?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
5、确定订单,提交分期订单就可以了。
![](https://video.ask-data.xyz/img.php?b=https://iknow-pic.cdn.bcebos.com/f9198618367adab4ed0c761284d4b31c8601e487?x-bce-process=image%2Fresize%2Cm_lfit%2Cw_600%2Ch_800%2Climit_1%2Fquality%2Cq_85%2Fformat%2Cf_auto)
注意事项:
1、花呗分期可选择期数,分期期数对应的费率暂为:3期:2.5%,6期:4.5%,9期:6.5%,12期:8.8% 。分期还款每期应还本金= 可分期还款本金总额÷分期期数;
2、分期还款每期手续费= 可分期还款本金总额×分期总费率÷分期期数;金额精确到分逐月计入,余数计入首期,手续费已收不退。
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