目前，中国小微企业数量众多，它们在推动经济发展、促进科技创新、合理配置市场资源、缓解就业压力等方面发挥着无可替代的作用。然而，小微企业由于自身存在缺陷、社会融资成本较高、融资渠道较少、缺乏信用担保机构等原因，融资问题一直十分突出，特别是全球金融危机之后，中国小微企业融资难问题比以往更加难。因此，解决小微企业融资问题已迫在眉睫。本文从湖南省小微企业融资相关数据出发，对中国小微企业融资难的原因进行分析，然后提出解决中国小微企业融资难的对策建议。
At present, the small enterprises in China are numerous, they are promoting economic development, promoting scientific and technological innovation, the rational allocation of market resources, alleviate the employment pressure plays an irreplaceable role. Small micro enterprise, however, due to its own defects, less social higher financing costs, financing channels, lack of credit guarantee institutions, the financing problem is very outstanding, especially after the global financial crisis, China's small micro enterprise financing difficult problem more difficult than ever before. Therefore, solving the problem of small micro enterprise financing is imminent. This article embarks from the small micro enterprise financing related data of hunan province, in China this paper analyzes the causes of small micro enterprise financing difficulties, and then puts forward the countermeasures to financing problems of small enterprises in China.
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